(~5 min) Probability of success/failure is a meaningless measure that tells you nothing. Solve instead for your Retirement Spending Capacity.
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(~6 min) Overly conservative retirement income plans lead to retirees sacrificing their quality of life and losing more wealth to Uncle Sam.
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TAKEAWAYS:
- The 60/40 portfolio has long been considered the "goldilocks" portfolio.
- Converging correlations between stocks and
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TAKEAWAYS:
- Federal marginal tax rates are set to increase in 2026, providing taxpayers with a small window of opportunity to
(~5 min) Maximizing the after-tax value of your savings requires taking money from the right places and executing strategies at the right time.
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(~6 min) While there is no silver bullet to protect retirees from all risks, integrating liquidity into your retirement income plan can have a material impact.
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(READ TIME: ~7 MIN)
TAKEAWAYS:
- There are five valuable reasons to begin formal retirement planning well before retiring.
- How you feel about these
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TAKEAWAYS:
- There's no one "safe" portfolio withdrawal rate in a realistic retirement income plan despite the often cited "4% Rule
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The problem with traditional retirement planning is that its analysis is static and does not allow for adjustment based on what’s
We’ve always found it odd that traditional retirement planning focuses on the probability of success or failure. The retirement planning industry has used this
Expected market returns play a key role in a retirement plan. What can one do to improve their situation in light of lower expected returns besides the
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A Roth conversion is the act of converting traditional IRA assets (or pre-tax 401k assets through a rollover IRA) to a Roth IRA. Any amount of IRA assets can be