Standing Out in Our Industry’s “Sea of Sameness”

We introduce an entirely new business model rooted in fairness and abundance that focuses on applying time-tested principles and the latest research to deliver “reality-based” retirement planning representing an evolutionary step forward in how people prepare for and thrive during retirement.

We’re here to empower you to make decisions that can lead to higher levels of enjoyment and contentment in your life. With every interaction, we seek to inform and serve, so our clients can safely trust their ThriveRetire plan and process, leaving each client with the confidence and peace of mind necessary to live a vibrant and full life through retirement.

Our Clients are Awesome!

While we serve a diverse set of clients from all over the United States, many of our clients share several characteristics:

  •  Our clients are bright, kind, and diligent. They worked hard and made many sacrifices to achieve their success and they do not want to see it squandered.
  •  They appreciate working with a retirement specialist with deep experiential knowledge.
  •  They appreciate maintaining control and working together in a collaborative way.
  •  They appreciate our fair, transparent flat fee approach and often find it to be more economical.

Moving Towards Your Best Life, Together

Get to Know Anthony Watson

Prior to founding Thrive Retirement Specialists, Tony served as a Chief Investment Officer, providing advice and investment management services to over 600 individuals representing over $1.5 billion of investments. Before this, Tony served as Vice President at J.P. Morgan Private Bank, where he advised high- and ultra-high net worth individuals on all matters of wealth, including investments, portfolio construction, portfolio management, and retirement planning.


  • Bachelor of Business Administration in Finance from Walsh College
  • Master of Business Administration from the University of Michigan, Ross School of Business

Get to Know Michael Nemick

Prior to founding Thrive Retirement Specialists, Mike was a Senior Financial Planner, serving high-net-worth clients and mentoring other financial planners.  Mike has guided more than 240 high-net-worth individuals and families with aggregate investable assets of nearly $500 million on all aspects of their financial well-being, including retirement planning, investments, tax planning and preparation, and goal clarification.


  • Bachelor of Personal Financial Planning from Western Michigan University