Quotation Mark

“I learned more in my 3 pre meetings than the several years I have spent educating myself. I am so excited about their methodology and process of creating financial security and health. Looking forward to a long relationship together.”

— Tracy G.

Quotation Mark

We’re Retirement & Tax Planning Specialists and Do Our Best Work With:

Aged 50+

Retirement investors age 50+ who are retired or close to it.

$1 Million+

Diligent savers with investments over $1 million. 

Value Our Expert Guidance

People who value working with a specialist because retirement is too important


Your Complimentary Thrive Assessment

Learn how to:

1) Avoid pitfalls and reduce your risk

2) Slash your lifetime tax bill

3) Boost your retirement income, and

4) Invest with intention.

Step #1

Schedule 20-Min Introductory Call

A 20-minute call will give us both a chance to make sure your situation matches our expertise.

After all, you wouldn’t see a Dermatologist if you needed back surgery!

Schedule Your Call

Step #2

Alignment Meeting

Like a doctor, it’s important to diagnose before we prescribe.

The next step is meeting with our team. During this 1-hour meeting, our team will get crystal clear on your retirement priorities, needs, and concerns.

Step #3

Review Assessment

With your Thrive Assessment complete, we will have another 1-hour meeting to review our findings and recommendations.

In plain English, we will explain exactly what you can do to improve your retirement plan, optimize your investments, and lower your taxes.

Sleep On It!

At the end of step 3, we will simply ask you to sleep on it.  Time and energy are precious, so it’s best to ensure we are a good fit for each other before starting a long-term relationship.  We have no interest in pressuring you to say “yes.”

Step #1:

Schedule 20-Minute Introductory Call

Click Here to Schedule

Still have questions? Keep reading...

  • Do you work with clients across the U.S.?

    Yes, we work with individuals and families across the entire country.

    Our firm Is equipped to meet with clients through the video conferencing software, Zoom.

    Our clients appreciate the ability to meet with us from the comfort and convenience of wherever they happen to be while living their best lives.

  • How does Thrive make money?

    That's EASY!

    We charge every client the same transparent flat-quarterly fee of $2,250 per quarter withdrawn directly from your designated investment account.

    No commissioned products to sell, no referral fees to gain, no percentage of assets under management, and never any complicated sliding scales.

    Why flat fee you ask? -- it's fair and it makes sense. No client deserves preferential treatment over another. Further, it removes conflict of interest inherent in paying based on the size of your investment accounts (especially when you're supposed to be spending those assets down to live your best life in retirement).

  • What is your investment management philosophy?

    We believe in investing based on probability over possibility and reducing unnecessary and potentially harmful complexity. We are holistic and advise on all your investment accounts (including workplace retirement plans, pensions, etc.) to integrate all financial assets Into one cohesive Investment strategy.

    We focus on variables we can control and aim to capture the returns of investment markets In a tax-efficient way using low-cost, index funds (Exchange Traded Funds, or ETFs).

    We monitor portfolios for opportunities to rebalance to ensure the integrity of the chosen portfolio's risk-return characteristics at all times.

    We work around existing low-cost basis investment holdings and other client constraints when warranted and would work with you to develop a prudent, tax-aware, transition plan.

  • Do you actively manage sequence of returns risk (SoRR)?

    YES!!! SoRR is arguably the greatest risk retirees face. Poor investment returns in early retirement can substantially reduce your retirement income. While we cannot control the timing and level of your returns (i.e., sequence of returns) you will experience, we do many things in practice to manage the impact that a sequence of poor returns could have on your retirement income.

    We write extensively on how you can protect your retirement income from this risk.

  • Do I retain access to my investment accounts and where will they be held?

    Yes, you will always retain access and control over all of your investment accounts at all times. We partner with industry pioneer and leader, Charles Schwab (as custodian), where we establish your Investment accounts for safekeeping--no worries, we do all the heavy lifting so you only have to work with us.

    During the account opening process, you authorize Schwab to give us limited access to your Investment accounts so that we may place buy/sell trades and withdraw our quarterly management fee. At no time ever will thrive Retirement Specialists be in direct possession of your investment assets.

    While you will never need to work directly with Schwab, you can have peace of mind knowing you can always access your investment accounts online or through one of their 400 branches across the U.S.

  • Are you a fiduciary?

    Short answer – ABSOLUTELY! (Could you imagine working with an advisor who is not?)

    Long answer –  As a Registered Investment Advisor (RIA) and CERTIFIED FINANCIAL PLANNERTM (CFP®) professionals, we are legally obligated to act as a fiduciary.

Step #1: Schedule Your 20-minute Introductory Call

NOTE: It’s not uncommon for our calendar below to have limited availability due to the volume of clients and prospective clients we help.

If you do not see a date and time that works for you, please reach out to us at info@ThriveRetire.com and we will do our best to accommodate you. 

We do work with clients and prospective clients outside normal business hours upon request.


Not Ready to Schedule An Appointment?

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