Do you actively manage sequence of returns risk (SoRR)?
YES!!! SoRR is arguably the greatest risk retirees face. Poor investment returns in early retirement can substantially reduce your retirement income. While we cannot control the timing and level of your returns (i.e., sequence of returns) you will experience, we do many things in practice to manage the impact that a sequence of poor returns could have on your retirement income.
We write extensively on how you can protect your retirement income from this risk.