Your asset allocation decision, or the percentage mix of stocks and bonds in your portfolio, is one of the most important decisions you will make when
Last week, Morningstar published some new research entitled “The State of Retirement Income: Safe Withdrawal Rates” that claims the old “4% rule” should be
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What is a Roth IRA Conversion Strategy
Most people have heard of a Roth IRA and understand their unique tax treatment, but many think they cannot open or fund
While estate planning is certainly not the most joyful part of the retirement planning process, planning for what might happen if you have an unexpected health
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A strategy of converting traditional IRA (or pre-tax 401k) balances to a Roth IRA is valuable for many.
Current Lower Tax Rates Set to Expire at the End of
This one financial product generates many questions...and some controversy. Annuities - are they good or bad?
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Before we get into creating a Retirement Spending Plan and share a link to the spreadsheet we use for this exercise, let’s first explore what a Retirement
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What is the optimal retirement age? Our retirement planning specialists guide you in the factors you should consider when asking yourself “what age should I
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The Value of Dynamic Withdrawal Rules
We have written in the past about the value of tax management strategies and mentioned that Vanguard, in their Advisor’s
I have no idea who originally said it, but we have all heard the line, "there are only two things in life that are certain: death and taxes."
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Retirement planning is still a relatively new discipline within the wealth management industry. Especially when it comes to asset decumulation, or the funding
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What is a bond, how does it work, and what are the various types of bonds that investors can purchase for their portfolio? Our retirement planning specialists
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