Your asset allocation decision, or the percentage mix of stocks and bonds in your portfolio, is one of the most important decisions you will make when
Last week, Morningstar published some new research entitled “The State of Retirement Income: Safe Withdrawal Rates” that claims the old “4% rule” should be
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What is a Roth IRA Conversion Strategy
Most people have heard of a Roth IRA and understand their unique tax treatment, but many think they cannot open or fund
While estate planning is certainly not the most joyful part of the retirement planning process, planning for what might happen if you have an unexpected health
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A strategy of converting traditional IRA (or pre-tax 401k) balances to a Roth IRA is valuable for many.
Current Lower Tax Rates Set to Expire at the End of
This one financial product generates many questions...and some controversy. Annuities - are they good or bad?
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Before we get into creating a Retirement Spending Plan and share a link to the spreadsheet we use for this exercise, let’s first explore what a Retirement
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A seemingly simple question of "what age should I retire?" is actually quite complex when one considers their personal definition of retirement and their unique
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The Value of Dynamic Withdrawal Rules
We have written in the past about the value of tax management strategies and mentioned that Vanguard, in their Advisor’s
I have no idea who originally said it, but we have all heard the line, "there are only two things in life that are certain: death and taxes."
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Retirement planning is still a relatively new discipline within the wealth management industry. Especially when it comes to asset decumulation, or the funding
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There are fundamentally two types of security investments: debt and equity. A debt security is a bond, and an equity security is a stock. Issuing bonds is an
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